Card Payments Done Well — For UK Businesses
Rates from 0.32% per transaction. Free card machine for your first year.No monthly fees. No device cost. We set everything up for you.
Mon–Fri 8am–8pm · Sat–Sun 10am–4pm · Free to call
The real cost
£1,000 annual turnover
SumUp: £16.90 → Us: £3.20
£10,000 annual turnover
SumUp: £169 → Us: £32
£100,000 annual turnover
SumUp: £1,690 → Us: £320
You work hard for every pound.
You shouldn't be giving it away in fees.
See the Difference
One number says it all. We charge 0.32% on standard debit cards. They charge up to 1.75%. The maths is simple.
| SumUp | Square | ✓ Best RateWell Good | |
|---|---|---|---|
| In-person | 1.69% | 1.75% | 0.32% |
| Payment Links | 2.50% | — | 0.52% |
| Monthly Fee | None | None | ✓ None |
| Free Terminal | ✗ | ✗ | ✓ 1st Year Free |
| 4G SIM Included | ✗ | ✗ | ✓ Free |
| Next Day Payouts | Yes | Yes | ✓ Every Day |
| PCI Compliance Fee | Often charged | Often charged | ✓ Free |
| UK Support | Rarely | Rarely | ✓ Always |
*0.32% applies to standard UK debit card transactions. Credit cards and non-standard card types may vary — ask for details.
| Annual Turnover | SumUp Fees | Our Fees | You Save |
|---|---|---|---|
| £1,000 | £16.90 | £3.20 | +£13.70 |
| £10,000 | £169 | £32 | +£137 |
| £50,000 | £845 | £160 | +£685 |
| £100,000 | £1,690 | £320 | +£1,370 |
Savings compared vs SumUp at 1.69%. Square savings are even higher — ask us for a personalised comparison based on your actual card volumes.
It's Simple
No paperwork nightmare. No technical faff. Here's how you go from zero to taking card payments:
Takes two minutes. Tell us about your business and we'll get everything sorted — account setup, card machine, the works.
We configure your account, send your free card machine with its 4G SIM, and walk you through everything. Setup takes about 10 minutes.
Take card payments anywhere — no WiFi needed. Get paid next day, every day. Simple online dashboard to keep track of it all.
What You Get
One low rate. No monthly fee. No surprises. Accept every major card, anywhere you are — on your existing phone or a free card machine.
A proper card terminal — yours free for your first year. Takes chip & PIN, contactless, Apple Pay and Google Pay.
Take payments anywhere — on site, in the van, at a market. No WiFi needed. The SIM is in the machine, ready to go.
Money taken today is in your account tomorrow. Every day, including weekends. No waiting, no holding periods.
Visa, Mastercard, Amex, debit, credit, contactless. If your customer has a card, you can take it.
Customers get instant digital receipts. Professional, paperless, and saves you carrying a receipt roll everywhere.
See all your transactions, payouts, and reports in one place. Clear, simple, and actually useful — not a confusing mess.
Send a payment request by text or email. Customer clicks, pays, done. Perfect for invoices or deposits — at just 0.52%.
Your customers can tap and pay with their phone or watch. Fast, secure, and what more customers expect.
Real people, UK based. If something doesn't work or you have a question, pick up the phone and we'll sort it.
Remote Payments
Send a payment request straight to your customer's phone or email. They click the link, pay with their card, and you get the money next day. No invoice chasing. No awkward conversations about payment.
Most providers charge up to 2.50% for payment links. We charge just 0.52%. On £10,000 sent by payment links, that difference goes straight back in your pocket.
Payment Links Rate
0.52%
per transaction · no monthly fee
Others charge up to
2.50%
for the same thing
On £10,000 via payment links
you'd save £198
straight back to you
Free card machine for your first year. Rates from 0.32%.
Or call
Our Commitment
No small print. No fees you didn't expect. No wondering what you're being charged for. Just honest pricing that actually works for your business.
Rates from just
0.32%
Per Transaction
No monthly fee · Pay only when you take payments
Well Good
01522 306720 · No obligation
Built for You
Well Good Payments works for any small business or sole trader who wants to take card payments at a fair rate — without the faff or the fees.
Builders, plumbers, electricians. Take card on site without WiFi — the 4G SIM has you covered wherever you're working.
Take card in your salon or at a client's home. No hefty monthly fees eating into your earnings.
Better rates than the high street banks, with the same professional experience your customers expect.
Markets, fairs, mobile vans — take payments wherever you go. No WiFi, no problem.
Fast, reliable card payments at the till. Next day payouts keep your cashflow in good shape.
Send payment links by email or text. Clients pay instantly — no more invoice chasing.
Therapists, physios, PTs. Take card in your studio or send payment links before appointments.
Cleaners, gardeners, dog walkers. Get paid on the spot — or send a link and get paid tonight.
If you take money from customers, we can save you money doing it. Simple.
What Our Customers Say
"Switched from SumUp and saved over £500 in the first year alone. Setup took less than 10 minutes and the team sorted everything for us."
"The card machine was set up for us and we were taking payments the same day. The rates are genuinely better than anything we found elsewhere."
"I didn't realise how much I was giving away on fees until I switched. No monthly cost, next day in my account, and a proper person to ring if anything goes wrong."
Common Questions
We're here to help. No sales pressure, no scripts. Just a straight answer about whether we're right for your business.
Ready to stop losing profit on card fees?
Free card machine for your first year. Rates from 0.32%. Start today.